Bonus Miles

Category: Finance, Credit.

The United Mileage Plus Signature Visa� Card, is designed for, issued by Chase those who travel frequently with United Airlines and have an excellent credit history.

Miles can be used for travel on United Airlines and can be combined with the United Airlines frequent flyer program. Through the reward program, cardholders earn one mile for every dollar spent on the card. New cardholders receive between 1000 and 20, 000 bonus miles( depending on promotion) after their first purchase and have the opportunity to earn additional miles at participating restaurants. The card has no pre- set spending limit. Cardholders also receive a$ 25 United discount travel certificate and a free one- way, 1, 000 mile, one- class upgrade certificate after their first purchase. However, purchases are approved based on credit record, and personal resources, account history.

APR( Purchases) : 124% Variable. The airline reward Miles are compatible with Frequent Flyer Programs. The APR for purchases is based on the Prime Rate. To view the most current rates, see the most recent: Terms and Conditions. APR( Cash Advances) : 274% Variable. Late Payment Fee: $15 if balance is less than$ 250; $39 if balance is$ 250 or more. Cash Advance Fee: 3% , $10 minimum.

Over- The- Limit Fee: None. Balance Transfer Fee: 3% , $5 minimum, $75 maximum. Pros- Most Attractive Feature( s) : No pre- set spending limit. Credit Card Pros and Cons. Additional miles at participating restaurants. Bonus miles. Various additional benefits and services to cardholders.

Card uses Average Daily Balance method in determining finance charges, which is less costly when carrying occasional balances as compared to the" Two Cycles Average Daily Balance" method that is frequently used by Chase. Mileage Plus Premier� , Premier Executive� , or Premier Executive� 1K� members, there is no limit to the amount of miles that can be earned. Those who can afford to pay in full each month( to avoid finance charges) , currently fly with United Airlines( to combine earned miles with the frequent flyer program) , and would like the additional travel services and discount certificates will benefit most from what the United Mileage Plus Signature Visa� Card has to offer. Miles do not expire as long as the cardmember earns or redeems miles within a three- year period. Travel accident insurance. The card offers a variety of additional cardholder benefits that include: Various Internet account related services. Emergency card replacement.

No liability for unauthorized transactions. Lost and stolen card reporting. Year- end financial statement( upon request) Purchase protection. Auto rental insurance( Auto Rental Collision Damage Waiver) Various travel and emergency assistance services. Extended warranty for purchases. Cons- Least Attractive Feature( s) : Slightly high annual fee of$ 60 above average APR for purchases.

There is a yearly limit of 60, 000 miles that can be earned. No introductory rate available.

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